{"id":4183,"date":"2025-03-20T18:15:28","date_gmt":"2025-03-21T01:15:28","guid":{"rendered":"https:\/\/solovteitell.com\/?p=4183"},"modified":"2025-03-20T18:15:29","modified_gmt":"2025-03-21T01:15:29","slug":"understanding-the-difference-between-workers-compensation-and-personal-injury-claims","status":"publish","type":"post","link":"https:\/\/solovteitell.com\/ko\/2025\/03\/20\/understanding-the-difference-between-workers-compensation-and-personal-injury-claims\/","title":{"rendered":"Understanding the Difference Between Workers\u2019 Compensation and Personal Injury Claims"},"content":{"rendered":"

Work-related injuries happen every day, and when they do, employees are often left with many questions. How will medical bills be covered? Will they receive income while recovering? Can they sue their employer for negligence? Understanding workers\u2019 compensation law<\/strong> is critical for any injured worker navigating their legal rights.<\/p>\n\n\n\n

At Solov & Teitell<\/strong>, we specialize in workers\u2019 compensation cases<\/strong>, ensuring that injured workers throughout Southern California receive the benefits they deserve. If you have suffered a work-related injury or illness, it is essential to understand your options. In most cases, workers\u2019 compensation provides the necessary financial support, but there are some circumstances where a personal injury claim<\/strong> may be appropriate.<\/p>\n\n\n\n

This article will break down \uadfc\ub85c\uc790 \ubcf4\uc0c1<\/strong>, including how it works, what it covers, and why having an experienced attorney can make a significant difference. We will also briefly discuss personal injury claims<\/strong> and how they differ from workers\u2019 compensation.<\/p>\n\n\n\n

What Is Workers\u2019 Compensation?<\/strong><\/h2>\n\n\n\n

Workers\u2019 compensation is a state-mandated insurance system<\/strong> designed to provide financial and medical benefits to employees who suffer job-related injuries or illnesses. It serves as a safety net, ensuring that injured workers receive necessary medical treatment and wage replacement without having to prove their employer was at fault<\/strong>.<\/p>\n\n\n\n

In California, nearly all employers are required to carry workers\u2019 compensation insurance, which covers full-time, part-time, and seasonal employees. However, independent contractors and volunteers are not<\/strong> typically covered under California\u2019s workers\u2019 compensation laws.<\/p>\n\n\n\n

Key Benefits of Workers\u2019 Compensation<\/strong><\/h3>\n\n\n\n

Workers\u2019 compensation provides several important benefits, including:<\/p>\n\n\n\n

1. Medical Treatment Coverage<\/strong><\/h4>\n\n\n\n

Workers\u2019 compensation pays for all reasonable and necessary<\/strong> medical expenses related to a workplace injury or illness. This includes:<\/p>\n\n\n\n

    \n
  • Emergency medical care<\/li>\n\n\n\n
  • Hospital stays and surgeries<\/li>\n\n\n\n
  • Doctor visits and specialist consultations<\/li>\n\n\n\n
  • Prescription medications<\/li>\n\n\n\n
  • Physical therapy and rehabilitation<\/li>\n\n\n\n
  • Medical equipment, such as braces or wheelchairs<\/li>\n<\/ul>\n\n\n\n

    Importantly, workers do not pay for medical treatment out of pocket<\/strong>\u2014the employer\u2019s workers\u2019 compensation insurance covers these costs.<\/p>\n\n\n\n

    2. Temporary Disability Benefits (Wage Replacement)<\/strong><\/h4>\n\n\n\n

    If an injury prevents an employee from working, they may receive temporary disability benefits<\/strong>. These benefits are intended to replace a portion of lost wages<\/strong> while the employee recovers.<\/p>\n\n\n\n

    In California, temporary disability benefits generally pay two-thirds (66.67%) of the worker\u2019s average weekly wages<\/strong>, subject to minimum and maximum limits set by the state.<\/p>\n\n\n\n

    Temporary disability benefits continue until:<\/p>\n\n\n\n

      \n
    • A doctor determines the worker has recovered enough to return to work<\/li>\n\n\n\n
    • The worker reaches maximum medical improvement (MMI)<\/strong> (meaning further recovery is unlikely)<\/li>\n\n\n\n
    • The worker has received the maximum allowable duration of benefits (104 weeks in most cases)<\/li>\n<\/ul>\n\n\n\n

      3. Permanent Disability Benefits<\/strong><\/h4>\n\n\n\n

      If an injury results in long-term or permanent impairments<\/strong>, workers may qualify for permanent disability benefits<\/strong>. The amount awarded depends on:<\/p>\n\n\n\n

        \n
      • The severity of the disability<\/li>\n\n\n\n
      • The worker\u2019s age, occupation, and earning capacity<\/li>\n\n\n\n
      • The level of impairment assigned by a medical professional<\/li>\n<\/ul>\n\n\n\n

        These benefits are meant to compensate workers for the loss of earning ability<\/strong> caused by the injury.<\/p>\n\n\n\n

        4. Supplemental Job Displacement Benefits (Vocational Retraining)<\/strong><\/h4>\n\n\n\n

        If an injured worker cannot return to their previous job due to a workplace injury, they may qualify for a Supplemental Job Displacement Benefit (SJDB)<\/strong>. This provides up to $6,000 in vouchers<\/strong> to pay for education, retraining, or skill development in a new field.<\/p>\n\n\n\n

        5. Death Benefits for Dependents<\/strong><\/h4>\n\n\n\n

        If a worker is killed on the job<\/strong>, their dependents (spouse, children, or other financial dependents) may receive death benefits<\/strong>. These benefits include:<\/p>\n\n\n\n

          \n
        • Funeral and burial expenses<\/strong> (up to the state-mandated limit)<\/li>\n\n\n\n
        • Ongoing financial support<\/strong> to help replace the deceased worker\u2019s lost income<\/li>\n<\/ul>\n\n\n\n

          What Is a Personal Injury Claim?<\/strong><\/h2>\n\n\n\n

          While workers\u2019 compensation covers job-related injuries<\/strong>, personal injury law<\/strong> applies to cases where someone is harmed due to another party\u2019s negligence. Unlike workers\u2019 compensation, personal injury cases require proving that another party was at fault<\/strong>.<\/p>\n\n\n\n

          Common personal injury cases include:<\/p>\n\n\n\n

            \n
          • Car accidents<\/strong> (including accidents while driving for work)<\/li>\n\n\n\n
          • Slip and fall incidents<\/strong><\/li>\n\n\n\n
          • Defective product injuries<\/strong><\/li>\n\n\n\n
          • \uc758\ub8cc \uacfc\uc2e4<\/strong><\/li>\n<\/ul>\n\n\n\n

            If a worker is injured by a third party\u2019s negligence<\/strong>, they may be able to file both a workers\u2019 compensation claim and a personal injury lawsuit<\/strong>. For example, if an employee is injured in a car accident caused by another driver while making work-related deliveries, they can receive workers\u2019 compensation benefits and<\/strong> sue the at-fault driver in a personal injury lawsuit.<\/p>\n\n\n\n

            Key Differences Between Workers\u2019 Compensation and Personal Injury Claims<\/strong><\/h2>\n\n\n\n

            While both workers\u2019 compensation and personal injury claims provide financial relief for individuals who have been injured, they serve different purposes and follow different legal processes. Understanding these differences is essential to determine which type of claim applies to your situation and what compensation you may be entitled to.<\/p>\n\n\n\n

            Below, we break down the major distinctions<\/strong> between workers\u2019 compensation and personal injury claims in greater detail.<\/p>\n\n\n\n

            1. Fault and Liability: No-Fault vs. Negligence-Based Claims<\/strong><\/h3>\n\n\n\n

            One of the most fundamental differences<\/strong> between workers\u2019 compensation and personal injury claims is whether fault<\/strong> must be established.<\/p>\n\n\n\n

              \n
            • Workers\u2019 Compensation<\/strong> is a no-fault system<\/strong>, meaning that employees can receive benefits regardless of who caused the injury<\/strong>. Whether the worker, employer, or even a co-worker was at fault does not affect eligibility for compensation. The only requirement is that the injury occurred within the scope of employment<\/strong>.<\/li>\n\n\n\n
            • Personal Injury Claims<\/strong> require proving that someone else was negligent<\/strong> or intentionally caused harm. To receive compensation in a personal injury lawsuit, the injured party must demonstrate:\n
                \n
              • The at-fault party had a duty of care<\/strong> (a legal responsibility to act safely).<\/li>\n\n\n\n
              • The duty of care was breached<\/strong> due to negligence or wrongdoing.<\/li>\n\n\n\n
              • The breach directly caused<\/strong> the injury.<\/li>\n\n\n\n
              • The injured party suffered damages<\/strong> as a result.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n

                For example, if a warehouse worker slips on a wet floor<\/strong> and breaks their arm while on the clock, they would be eligible for workers\u2019 compensation benefits regardless of whether their employer failed to clean the spill. However, if a worker slips and falls at a grocery store<\/strong> while shopping off duty, they would need to file a personal injury claim<\/strong> and prove that the store failed to maintain safe conditions<\/strong>, leading to their injury.<\/p>\n\n\n

                \n
                \"\"<\/figure>\n<\/div>\n\n\n

                2. Compensation Available: Workers\u2019 Comp vs. Personal Injury Settlements<\/strong><\/h3>\n\n\n\n

                Another critical difference<\/strong> between these two claims is the type and amount of compensation available.<\/p>\n\n\n\n

                Workers\u2019 Compensation Benefits<\/strong><\/h4>\n\n\n\n

                Workers\u2019 compensation provides specific benefits<\/strong> designed to cover an injured worker\u2019s financial losses without addressing pain and suffering. These include:<\/p>\n\n\n\n

                  \n
                • Medical Expenses:<\/strong> Covers all necessary medical treatment, including doctor visits, hospital stays, surgeries, medications, and rehabilitation.<\/li>\n\n\n\n
                • Lost Wages:<\/strong> Employees can receive temporary disability benefits<\/strong> (usually two-thirds of their average wages) if they are unable to work while recovering.<\/li>\n\n\n\n
                • Permanent Disability Benefits:<\/strong> If an injury causes long-term impairment, workers may receive permanent disability compensation<\/strong>, which varies based on the severity of the disability.<\/li>\n\n\n\n
                • Job Retraining:<\/strong> If an employee cannot return to their previous job, vocational rehabilitation<\/strong> or job retraining benefits<\/strong> may be available.<\/li>\n\n\n\n
                • Death Benefits:<\/strong> If a worker dies due to a workplace accident or illness, their dependents may receive financial compensation and funeral expenses<\/strong>.<\/li>\n<\/ul>\n\n\n\n

                  Workers\u2019 compensation does not provide damages for pain and suffering<\/strong> or emotional distress. The system is structured to ensure employees receive necessary support without litigation<\/strong>, but it does not allow for additional financial recovery beyond medical costs and lost wages.<\/p>\n\n\n\n

                  Personal Injury Compensation<\/strong><\/h4>\n\n\n\n

                  In a personal injury lawsuit, the injured party can seek a much broader range of damages<\/strong>, including:<\/p>\n\n\n\n

                    \n
                  • Medical Costs:<\/strong> Similar to workers\u2019 comp, personal injury settlements cover past and future medical expenses.<\/li>\n\n\n\n
                  • Lost Wages and Loss of Earning Capacity:<\/strong> If the injury prevents someone from working temporarily or permanently, they may be compensated for all lost wages<\/strong>, not just a portion.<\/li>\n\n\n\n
                  • Pain and Suffering:<\/strong> Compensation for physical pain, emotional distress, and reduced quality of life<\/strong> due to the injury.<\/li>\n\n\n\n
                  • Loss of Consortium:<\/strong> If an injury affects relationships (such as preventing someone from being physically intimate with their spouse), additional damages may be awarded.<\/li>\n\n\n\n
                  • Punitive Damages:<\/strong> In cases of extreme negligence or intentional wrongdoing, courts may order punitive damages<\/strong> to punish<\/strong> the responsible party and deter similar behavior in the future.<\/li>\n<\/ul>\n\n\n\n

                    Because personal injury claims involve litigation, settlements can be much higher<\/strong> than workers\u2019 compensation benefits. However, they also require proving fault and can take longer to resolve.<\/p>\n\n\n\n

                    3. Process for Filing a Claim: Insurance vs. Lawsuit<\/strong><\/h3>\n\n\n\n

                    The procedures for filing a workers\u2019 compensation claim and a personal injury lawsuit are significantly different.<\/p>\n\n\n\n

                    Workers\u2019 Compensation Process<\/strong><\/h4>\n\n\n\n
                      \n
                    1. Report the Injury:<\/strong> The employee must notify their employer as soon as possible<\/strong> (California law requires reporting within 30 days<\/strong>).<\/li>\n\n\n\n
                    2. File a Claim:<\/strong> The employer provides a DWC-1 Claim Form<\/strong>, which must be completed and submitted to initiate the claim.<\/li>\n\n\n\n
                    3. Medical Evaluation:<\/strong> The employee must receive medical treatment from a workers\u2019 compensation-approved provider<\/strong>.<\/li>\n\n\n\n
                    4. Insurance Review:<\/strong> The employer\u2019s insurance company investigates the claim and either approves or denies<\/strong> benefits.<\/li>\n\n\n\n
                    5. Appeal Process:<\/strong> If the claim is denied, the worker can file an appeal with the California Workers\u2019 Compensation Appeals Board (WCAB)<\/strong>.<\/li>\n<\/ol>\n\n\n\n

                      Workers\u2019 compensation claims are handled through insurance carriers<\/strong>, and there is no trial or jury decision involved unless an appeal is necessary.<\/p>\n\n\n\n

                      Personal Injury Lawsuit Process<\/strong><\/h4>\n\n\n\n
                        \n
                      1. File a Lawsuit:<\/strong> The injured person files a lawsuit against the responsible party.<\/li>\n\n\n\n
                      2. Discovery Phase:<\/strong> Both sides gather evidence, request documents, and interview witnesses.<\/li>\n\n\n\n
                      3. Negotiations & Settlement:<\/strong> Many personal injury cases settle out of court, but if an agreement isn\u2019t reached, the case proceeds to trial.<\/li>\n\n\n\n
                      4. Trial & Verdict:<\/strong> A judge or jury decides if the defendant was negligent and determines the amount of damages to be awarded.<\/li>\n<\/ol>\n\n\n\n

                        Personal injury cases can take months or even years<\/strong> to resolve, while workers\u2019 compensation claims are typically processed faster.<\/p>\n\n\n

                        \n
                        \"\"<\/figure>\n<\/div>\n\n\n

                        4. Ability to Sue the Employer<\/strong><\/h3>\n\n\n\n
                          \n
                        • Workers\u2019 Compensation:<\/strong> Employees cannot sue their employer<\/strong> for a workplace injury, even if the employer was negligent. Workers\u2019 compensation laws are designed to provide a guaranteed safety net<\/strong>, but in exchange, employees give up the right to sue<\/strong> their employer in most cases.<\/li>\n\n\n\n
                        • Personal Injury Claims:<\/strong> The injured person can file a lawsuit against the responsible party<\/strong> and seek compensation beyond what insurance would cover.<\/li>\n<\/ul>\n\n\n\n

                          However, there are exceptions:<\/p>\n\n\n\n

                            \n
                          • If an employer intentionally<\/strong> caused harm (such as physical assault), the employee may be able to sue.<\/li>\n\n\n\n
                          • If a third party<\/strong> (such as a manufacturer of defective machinery) caused the injury, the worker may file a personal injury claim against the third party<\/strong> while still receiving workers\u2019 comp benefits.<\/li>\n<\/ul>\n\n\n\n

                            5. Time Limits for Filing a Claim (Statute of Limitations)<\/strong><\/h3>\n\n\n\n

                            Both workers\u2019 compensation and personal injury cases have strict deadlines<\/strong> for filing claims.<\/p>\n\n\n\n

                              \n
                            • Workers\u2019 Compensation:<\/strong> In California, injured workers must report their injury within 30 days<\/strong> and file a claim within one year<\/strong> of the accident or diagnosis.<\/li>\n\n\n\n
                            • Personal Injury Lawsuits:<\/strong> California law allows two years<\/strong> from the date of injury to file a personal injury lawsuit.<\/li>\n<\/ul>\n\n\n\n

                              If these deadlines are missed, the injured party may lose the right to seek compensation.<\/p>\n\n\n\n

                              Which Claim Is Right for You?<\/strong><\/h2>\n\n\n\n

                              If you were injured at work, the best course of action depends on the circumstances<\/strong> of your injury.<\/p>\n\n\n\n

                                \n
                              • If your injury occurred on the job<\/strong> and involved no negligence<\/strong>, filing a workers\u2019 compensation claim<\/strong> is typically the right choice.<\/li>\n\n\n\n
                              • If a third party\u2019s negligence<\/strong> played a role, you may be eligible for both workers\u2019 compensation and a personal injury lawsuit<\/strong>.<\/li>\n<\/ul>\n\n\n\n

                                At Solov & Teitell<\/strong>, our experienced attorneys can assess your case and determine the best legal strategy to maximize your compensation<\/strong>. Whether you need help filing a workers\u2019 compensation claim, appealing a denial, or exploring a personal injury lawsuit, we are here to fight for you.<\/p>\n\n\n

                                \n
                                \"\"<\/figure>\n<\/div>\n\n\n

                                Why You Need a Workers\u2019 Compensation Attorney<\/strong><\/h2>\n\n\n\n

                                Although workers\u2019 compensation does not require proving fault<\/strong>, insurance companies frequently deny valid claims<\/strong> or attempt to limit benefits. An experienced workers\u2019 compensation attorney<\/strong> can help you:<\/p>\n\n\n\n

                                  \n
                                • File a strong claim<\/strong> with proper documentation<\/li>\n\n\n\n
                                • Appeal a denied claim<\/strong> and fight for the benefits you deserve<\/li>\n\n\n\n
                                • Negotiate with insurance adjusters<\/strong> to secure fair compensation<\/li>\n\n\n\n
                                • Determine if a third-party personal injury claim<\/strong> is an option<\/li>\n<\/ul>\n\n\n\n

                                  If you have been injured at work, do not assume the insurance company will act in your best interests. Having an attorney levels the playing field<\/strong>, ensuring that your rights are protected and that you receive the full compensation you are entitled to<\/strong>.<\/p>\n\n\n\n

                                  Closing<\/strong><\/h2>\n\n\n\n

                                  Suffering an injury at work can be overwhelming, and understanding the difference between workers\u2019 compensation and personal injury claims<\/strong> is crucial for protecting your rights. Workers\u2019 compensation<\/strong> provides financial and medical support to employees injured on the job, regardless of fault, while personal injury claims<\/strong> require proving that another party was negligent.<\/p>\n\n\n\n

                                  If you were hurt at work, you deserve the full benefits available under California law<\/strong>. However, insurance companies often deny or reduce claims<\/strong>, leaving injured workers struggling to recover. That\u2019s where we come in.<\/p>\n\n\n\n

                                  At Solov & Teitell<\/strong>, we are committed to fighting for injured workers<\/strong> across Southern California. Whether you need to file a claim, appeal a denial, or explore additional legal options, our team is here to guide you through the process and ensure you get the compensation you deserve.<\/p>\n\n\n\n

                                  Don\u2019t navigate this alone\u2014let our experienced workers\u2019 compensation attorneys help you today<\/strong>.<\/p>","protected":false},"excerpt":{"rendered":"

                                  Work-related injuries happen every day, and when they do, employees are often left with many questions. How will medical bills<\/p>","protected":false},"author":226671697,"featured_media":4206,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"content-type":"","advanced_seo_description":"","jetpack_seo_html_title":"","jetpack_seo_noindex":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1362],"tags":[],"class_list":["post-4183","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/solovteitell.com\/wp-content\/uploads\/2025\/03\/Blog-5.png?fit=387%2C258&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/peiaZy-15t","jetpack-related-posts":[{"id":5008,"url":"https:\/\/solovteitell.com\/ko\/2026\/01\/29\/dual-claims-in-california-workers-compensation-cases\/","url_meta":{"origin":4183,"position":0},"title":"Dual Claims in California Workers\u2019 Compensation Cases","author":"Solov & Teitell","date":"1\uc6d4 29, 2026","format":false,"excerpt":"When someone is injured at work in California, most people assume that workers\u2019 compensation is the only legal remedy available. In many cases, that assumption is correct. Workers\u2019 compensation exists to provide medical treatment and wage replacement benefits when an injury arises out of employment. However, not all workplace injuries\u2026","rel":"","context":""Blog"\uc5d0\uc11c","block_context":{"text":"Blog","link":"https:\/\/solovteitell.com\/ko\/category\/blog\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/solovteitell.com\/wp-content\/uploads\/2026\/01\/Blog-1.png?fit=387%2C258&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":3857,"url":"https:\/\/solovteitell.com\/ko\/2025\/01\/19\/difference-between-workers-compensation-and-personal-injury-claims\/","url_meta":{"origin":4183,"position":1},"title":"Difference Between Workers’ Compensation and Personal Injury Claims","author":"Solov & Teitell","date":"1\uc6d4 19, 2025","format":false,"excerpt":"Workplace injuries and illnesses are unfortunately common in the United States, affecting millions of workers each year. 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While many of these cases are covered by workers' compensation insurance,\u2026","rel":"","context":""Blog"\uc5d0\uc11c","block_context":{"text":"Blog","link":"https:\/\/solovteitell.com\/ko\/category\/blog\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/solovteitell.com\/wp-content\/uploads\/2025\/01\/Blog-33.png?fit=387%2C258&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":2175,"url":"https:\/\/solovteitell.com\/ko\/2024\/04\/09\/california-workers-compensation-laws-2024-statute-of-limitations-2\/","url_meta":{"origin":4183,"position":2},"title":"California Workers’ Compensation Laws 2024 \u2013 Statute Of Limitations","author":"Solov & Teitell","date":"4\uc6d4 9, 2024","format":false,"excerpt":"Dealing with a work-related injury or illness can take a toll on you physically, emotionally, and financially. Thankfully, California's workers\u2019 compensation laws are designed to protect the rights of both workers and employers during such challenging times. In this comprehensive guide, we explore the intricacies of these laws, covering the\u2026","rel":"","context":""Blog"\uc5d0\uc11c","block_context":{"text":"Blog","link":"https:\/\/solovteitell.com\/ko\/category\/blog\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/solovteitell.com\/wp-content\/uploads\/2024\/04\/Blog-8.png?fit=387%2C258&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":2464,"url":"https:\/\/solovteitell.com\/ko\/2024\/05\/30\/when-to-hire-a-workers-comp-lawyer-in-california-2\/","url_meta":{"origin":4183,"position":3},"title":"When To Hire A Workers Comp Lawyer In California?","author":"Solov & Teitell","date":"5\uc6d4 30, 2024","format":false,"excerpt":"If you\u2019ve been injured on the job, navigating the legal process can be intimidating, especially when you are trying to focus on recovery. Worker\u2019s compensation laws are designed to ensure that injured employees receive the necessary medical care and compensation for lost wages. However, the claims process can be complex,\u2026","rel":"","context":""Blog"\uc5d0\uc11c","block_context":{"text":"Blog","link":"https:\/\/solovteitell.com\/ko\/category\/blog\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/solovteitell.com\/wp-content\/uploads\/2024\/05\/Blog-26.png?fit=387%2C258&ssl=1&resize=350%2C200","width":350,"height":200},"classes":[]},{"id":4742,"url":"https:\/\/solovteitell.com\/ko\/2025\/09\/09\/how-workers-compensation-settlements-can-impact-personal-injury-claims\/","url_meta":{"origin":4183,"position":4},"title":"\u00a0How Workers\u2019 Compensation Settlements Can Impact Personal Injury Claims","author":"Solov & Teitell","date":"9\uc6d4 9, 2025","format":false,"excerpt":"A workers\u2019 compensation settlement covers medical expenses and lost wages, providing essential protection for employees injured on the job. 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